Tool theft: Value of insurance claims increased by 10% in 2025

​​​​​​​Barry Marsh, insurance expert at Trade Direct Insurance, highlights key dos and don'ts to help protect tools

New research by Trade Direct Insurance indicates that thieves are becoming more savvy at spotting higher-ticket items.

Its data shows a 10% increase in the total value of claims made in 2025, compared to 2024 (£875,440 compared to £957,117). 

Many tradespeople are already taking steps to protect their tools and vans from thieves, but for those unsure about how best to deter them, Barry Marsh, insurance expert at Trade Direct Insurance, has highlighted key dos and don'ts to help protect your livelihood. 

Barry shares: “Whilst taking steps to deter thieves and protect your van are always recommended, they are no substitute for comprehensive tool insurance that will provide full protection and reimbursement for stolen tools.

“Always make sure that your insurance covers the full value of your tools, and that you completely understand the terms and conditions of your policy to reduce the risk of a rejected claim.”

After-market security isn’t always advised. Barry explains: “You might be tempted to add aftermarket security measures to your van, but before you do, it’s important that you consider what possible impact it may have.”

Never assume your van is safe. Barry shares: “Whether you’re parked on a busy high street, outside your home, or on site, you should never assume your van or your tools are safe. Some thieves can be brazen when committing thefts and may target tradies as they unload their vans or work on site.

The marketing vs security dilemma. Barry comments: “For years, advertising your business on the side of your van has been one of the most effective ways to spread word of mouth and attract clients, but with tool theft on the rise, there is an argument that traditional advertising may make your van more of a target.”

Remove your tools. Barry notes: “Removing your tools from your van at night can be time-consuming and annoying, but it is the number one way you can reduce the risk of tool theft.”

Simple visual deterrents. Barry comments: “Similar to car theft, you can make your van a less appealing target by installing visual deterrents, such as a steering lock or pedal lock, or stickers indicating that no tools are left in your van overnight.”

Park smart. Barry shares: “Where and how you park your van can help to make it more difficult for thieves to access it. Always park in a highly visible area wherever possible, and prioritise areas monitored by CCTV.”

Never confront thieves. Barry concludes: “Importantly, you should never attempt to confront thieves for your own safety. Many of the tools carried by thieves to break into your van can also be used as weapons against you, and whilst losing your tools is a devastating outcome, it is significantly better than being harmed yourself.”